What is a Short Sale?
Sam St. Clair Sam St. Clair

What is a Short Sale?

If you're in the process of buying or selling a home, you may have come across the term "short sale." But what exactly is a short sale? In the world of real estate, a short sale refers to a type of transaction where the proceeds from the sale of a property fall short of the outstanding mortgage balance, and the seller is unable to cover the difference. In simpler terms, it's a sale of a property where the seller owes more on their mortgage than the sale price of the home.

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How to Get Pre-Approved for a Mortgage: A Step-by-Step Guide
Sam St. Clair Sam St. Clair

How to Get Pre-Approved for a Mortgage: A Step-by-Step Guide

Getting pre-approved for a mortgage is an important step in the homebuying process. It can help you determine how much you can afford to spend on a home, and it shows sellers that you are a serious buyer. Here's a step-by-step guide on how to get pre-approved for a mortgage.

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What is a Mortgage? A beginner’s guide.
Sam St. Clair Sam St. Clair

What is a Mortgage? A beginner’s guide.

A mortgage is a type of loan that is used to finance the purchase of a property, such as a house or a condo. Mortgages are typically long-term loans that are repaid over a period of 15 to 30 years, with the property serving as collateral.

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How to Buy a House: A Step-by-Step Guide
Sam St. Clair Sam St. Clair

How to Buy a House: A Step-by-Step Guide

Buying a house can be an exciting but overwhelming process, especially if you're a first-time homebuyer. To help make the process smoother, we've put together a step-by-step guide to buying a house.

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What is Real Estate? A beginner’s guide.
Sam St. Clair Sam St. Clair

What is Real Estate? A beginner’s guide.

Real estate is a term that you've probably heard before, but what does it actually mean? In simple terms, real estate refers to land and any buildings or structures that are attached to it. This can include everything from a single-family home to a commercial office building.

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Winterizing Your Home (yes, even in Phoenix!)
Sam St. Clair Sam St. Clair

Winterizing Your Home (yes, even in Phoenix!)

If you live in Phoenix, Arizona, you may think that you don't need to worry about winterizing your home due to the mild winter temperatures! However, there are still a few steps you can take to winterize your home and save money on your energy bills.

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